The chart shows the percentage of top-ranked funds that remained on top after 5 years. You might think that selecting investments based on past performance might continue to deliver the best performance. Research shows that most funds ranked in the top 25% based on...
The chart shows the average annualised outperformance of companies before and after they entered the Top 10 shares on the US share market. The ‘Magnificent Seven’ refers to the high performing tech shares Alphabet (formerly Google), Amazon, Apple, Meta...
Looking at the evidence of how US Presidential terms have affected US share markets its evident that the outcome of an election is only one of many inputs affecting share markets. What the chart shows is that there is a consistent upward trend regardless of the...
Prior to April this year (2024) retained income in Family Trusts was taxed at 33%. After April retained income over $10,000 will now be taxed at 39%. NOTE: Income that is paid out to beneficiaries before the end of each tax year will still be taxed at the...
How to manage information overload Information overload is a state in which an individual is exposed to an excessive amount of information, to the point where it becomes difficult to process, absorb, or make informed decisions. This overload can occur in various...
Many people struggle with the basic concepts behind long-term, highly diversified investing. It’s a matter of human nature. They are overwhelmed by fear or greed. They feel it is too late to invest. They cling to misperceptions about risk and return. In this article,...
Investing can be a daunting journey, filled with uncertainty and fluctuation. Two common approaches that investors often grapple with are “Staying the Course” and “Timing the Markets.” In this blog article, we will explore these two investment...
Receiving an inheritance can present various challenges, especially when it involves a substantial influx of cash, investments, real estate, and valuable assets all at once. This can make it daunting to determine the most appropriate way to manage these newfound...
The Big Mac Index is a humorous yet widely used economic indicator that measures the purchasing power parity (PPP) between different currencies. It was created by The Economist magazine in 1986 as a way to make international economics more understandable to readers....
Silicon Valley Bank – minimal portfolio exposure Two US banks, Silicon Valley Bank and Signature Bank, have gone into a government-controlled wind down. Silicon Valley Bank was among the largest 20 US banks and was affected by the loss of value of their bonds as...
In the news this month the sharp share price declines of My Food Bag and Laybuy, are a reminder of the risk of investing into individual shares and that diversification is your friend. Laybuy (a NZ company) listed on the Australian stock exchange in September 2020....
Last year was a difficult year for share and bond markets. Markets were negatively impacted by Reserve Banks across the world sharply increasing interest rates to combat inflation. There was also the negative impact of the Ukraine war (on oil and food prices) and...
