I thought it might be useful to share how I go about identifying if an email or text is a scam. We have previously posted a blog on this Information hygiene and Scams. Firstly never click on a link to take you to another web site to enter your details. Always go...
“My husband left our children and me to move in with another woman”. The above comment is one I’ve heard several times over the decades. It can be devasting when a partner, whom you believed would be with you forever, suddenly announces that they have elected a...
An area of our web site that is under utilised is our financial calculators. There are 11 calculators under the ‘Calculators’ tab. Richard originally developed these when he was in hospital following a ski accident and in was in traction for 10 days back...
In the news this month the sharp share price declines of My Food Bag and Laybuy, are a reminder of the risk of investing into individual shares and that diversification is your friend. Laybuy (a NZ company) listed on the Australian stock exchange in September 2020....
The following article is from Dimensional Fund Advisors The pandemic showed the power of a previously unknown virus to spread through the global population, threating health and creating economic mayhem. But few people appreciate the power of bad information to go...
Get your affairs in order before you die Losing your parent or partner is one of the most difficult things to deal with. Most people think its macabre to think about, much less plan for your own death. Sometimes you have time to get your affairs in order. If there is...
The Financial Services Council surveyed 2,000 New Zealanders in March 2020 and found those people that had received financial advice had 4% better investment returns and had 3.7% higher savings than those who hadn’t. To quantify what 4% better investment returns...
When is the right time to invest? Some investors say they will wait to invest after markets have settled down. The problem is there are always news events which unsettle the share markets. Right now (March 2018) its Trump and trade barriers, previously its been oil,...
