Staying the course vs timing the market

Staying the course vs timing the market

Investing can be a daunting journey, filled with uncertainty and fluctuation. Two common approaches that investors often grapple with are “Staying the Course” and “Timing the Markets.” In this blog article, we will explore these two investment...
Staying the course vs timing the market

Time in the markets vs timing the markets

The cost of trying to time the markets The impact of missing just a few of the market’s best days can be profound, as this look at a hypothetical investment in the stocks that make up the S&P 500 Index shows. Staying invested and focused on the long term helps to...
Chasing past performance

Chasing past performance

The chart shows the percentage of top-ranked funds that remained on top after 5 years.  You might think that selecting investments based on past performance might continue to deliver the best performance. Research shows that most funds ranked in the top 25% based on...
Information overload

Information overload

How to manage information overload Information overload is a state in which an individual is exposed to an excessive amount of information, to the point where it becomes difficult to process, absorb, or make informed decisions.     This overload can occur in various...
Missing the best performing days

Missing the best performing days

Long-term investing versus speculative investing is very much about having patience and riding out the highs and lows and not missing the best performing days. In our previous article on time in the markets versus timing the markets we looked at the S&P500 index...
Investing in a VUCA World

Investing in a VUCA World

The acronym, VUCA was first used in 1987 with students at the US Army War College to describe the post-Cold war period. It is particularly relevant in the world we live in today where fast change, information overload and fake news is the norm. Volatility We live in a...
Seven lessons on riding out the storm

Seven lessons on riding out the storm

The best response for investors at the moment is to focus on what you can control. Share markets can be quite volatile at times. In this blog from Dimensional Fund Advisors they discuss the seven lessons investors should keep in mind. Market timing is difficult to...

Login Portals

Login Portals Consilium/Synergy CONSILIUM First time user Booster BOOSTER OneAnswer ONEANSWER When looking at your investments on the portals, its important to remember: Returns do vary with market changes. The average return is just that, an average of the highs and...

Investment Risk Return Profiler

Investment Risk Return Profiler Financial Calculators Retirement Calculator Insurance Calculator Savings Calculator Mortgage Calculator Rent or Own Calculator Rental Yield Calculator Own or Lease Calculator Goal Savings Calculator Education Calculator Bad habits...

Our investment philosophy

Our investment philosophy Investing Our investment philosophy Risk-return profile Why index investing is taking off Responsible investing and ethical funds KiwiSaver Seven questions to ask a financial adviser Taxation issues (FDR, CV, FIF) Second opinion “I was...
The right time myth

The right time myth

When is the right time to invest? Some investors say they will wait to invest after markets have settled down. The problem is there are always news events which unsettle the share markets. Right now (March 2018) its Trump and trade barriers, previously its been oil,...
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